I declared Chap 7 BK in dec 1998, and I guess that means a liquidation and not a repayment. I tried to call one of the creditors to pay back a from the credit union I was a member of, and the guy told me that I cant pay them back without contacting the trustee and making arrangements to pay all of my creditors back....Any idea of what the deal is with this. I was told a long time back that if I paid the balance, that I could rejoin the credit union. Now that I want to pay in back, they say I cant....Damn credit union....
They may be telling you that this isthere internal policy. But, after 1 year {I think} you are out from under the trustee's control and can repay whomever you wish. You may want to check the 1 year timeline with a lawyer. Prehaps, you need to talk with someone else at the CU.
