In the process of cleaning my credit, I Actually found quite a few things on my report that werent correct,Ive even gotten a response back form a collection agency that they are sending letters to the cra's w/ corrected info.My question is once items are removed or "fall off" from time, how much does that affect beacon score, or is it still just a matter of time to "re-establish"? Sad thing is Ive had this site in my favorites for like a year and just started to get stuff done now, since Im looking into my first house purchase,Ive actually been approved at 6.25% w/ a 629 beacon, but have been denied a car loan twice in the last 6 months.....Its actually partially about principal now that Ive seen how much incorrect info is on my reports..... Thanx much
WELL WHEN THINGS "FALL OFF" OR ARE DELETED FOR WHATEVER REASON SOMETIMES YOUR SCORE MAY ACTUALLY DROP BECAUSE YOU ARE LOSING "AGE". TRY A CREDIT UNION FOR AN AUTO LOAN.
