I just ordered it from Barnes and Noble and ill be picking it up in a couple of days from the B-n-N around where I live. Just wondered if is something I should invest my money into and take advantage of it....even though junum.com is working on reparing my credit(waiting on round 2). I dont want to start disputing things like inquires while junum is too! (might get charged $8 bucks for something junum didnt do!) anyway, im more interested in learning tricks and nicks i can do to get some postive credit on my credit reports. There is only 3 accounts on my equifax and experian that are negative and 20 positive...and 1 account on my Trans that is negative and 20 positive.most of the positive are student loans not in repayment, and of course a TON of inquires on all three. GIVE ME THE GOOOOODS! PSUGIRL-go penn state!