How good does my credit have ot be to get a prime card.. Right now I am stil in sub-prime and secured territory but have paid faithfully every month for over a year.. Would it be a stretch to apply for a prime card on my own? EQ-603 don't know the others
Normally you need 24 or 25 months of positive payment history to get a good deal. At this score, you might get approved for a Prime CC, but for a "toy card" with like $500 CL. Wait a few months till you get above 620 to improve your chances. Visit TransUnion and Experian to obtain your other scores.
Consider a Target signature card or a gas charge card to build credit. Check out http://www.cardoffers.com
