I got an offer today for 0% interest for one year from Chase Manhattan Bank USA. I notice they pretty much pull TU, with a few Exp... but no EQ. I've got some inquiries on TU... are they one to decline based on inquiries?? Ozzy.
My wife just got a 15k chase continental card. They pulled TU and she has over 20 inquiries, mostly mortgage stuff.
I checked Millscbs and there wasn't one entry for Equifax and very few for Experian - the significant bulk was TU. Hmmmm...... Ozzy.
Yes, they will decline for excessive inquiries. Mortgage inquiries, BTW, made during any 14/30 days count as only one inquiry (if coded correctly). Chase is one of my favorite lenders. They are great with BT offers and are ready to negotiate account terms. Saar
I applied for this and got a "Classic with Alternate Pricing" card instead, with rates at 18+% and retracted the BT offer. My credit is not that bad. I hope their merchant fees are enough for them, I never carry a balance -ingenue
Thanks for your input, everyone. ingenue, can I be nosey and ask your score? I really only want this card for the BT and it says if you could qualify for the 18% and no BT offer, so I'm still leary. Ozzy.
