I came across an article saying the update in the down payment which is going to be active from Feb 15th 2016. Even though they are communicating that the rates won't be disturbed and will not affect the users much, but isn't the rates low because of other factors? What's your thought on this?
I haven't heard about anything like this in the US. I know there were some changes to the laws in Canada though that took effect in February. Is that what you're referring to?