I know of a company that can guarentee to erase any bad credit item within 60 days without sending a dispute letter. I have personally seen a friends bankruptcy and everything else come off within 60 days from this company. This company charges an average of $5000 a client. I know how to do regular credit repair, but was wondering if anybody had any idea on how this company was able to accomplish this. My only guess is that they know someone in a tri-merge Credit reporting company or they know a very good computer hacker. Any thoughts ????? This company does not advertise by the way