I started working on CB on 8-17-02. Checked FICO score today it has gone from 540 to 620...nothing has been added or deleted from report other than to show 4 accounts in dispute. Would a dispute raise my score 80 points? Also, do they have to remove accounts by tomorrow (day 30) if not verified?
I assume you are talking about Equifax? When you disputed items on Equifax, those items are not used in calculating your current score, so, your score for the duration of the dispute will stay the same. If anything is verified, your score will drop from the 620 it is at now.If everything is deleted, your score will then be 620. If they received your dispute on 8/17, then today is actually the 30th day. Have checked the status of your disputes online? Whatever is not verified by today, will be deleted. The cra has 5 days from today to notifiy you of the results.
Thanks for great information. I was not more specific- I was talking about Equifax. I will check status on line tomorrow, and keep my fingers crossed that my score is still 600+ and disputes are gone! As of today all items that I disputed are still showing on my CR "in dispute."
