Hi all, I want to dispute about 6 accounts on my EQ report to raise my fico and apply for target guest. If I dispute online how long does it take for my fico to go up? Will it immediately be shown in dispute or will it take a couple of days? Anyone tried this before? Luke EQ- 564 Ex- 596 TU ?
I can't dispute online, but mine usually show in dispute within 24 hours of them receiving my letters. The fake score increase has been immediate.
When I disputed 4 accounts with Eq, they marked it 'disputed' within 24 hours. My score didn't rise until the accounts were deleted.
It was immediate for me. Went from a 623 to a 709. However, I didn't get instant approval from GM with that score, so be careful. I imagine Target Guest is a little easier to get than a regular MC, so good luck!
Was immediate for me as well. Put in dispute, then pulled another report and they were all listed as disputed. Score went from 626 - 679 (680 the next day though?? LOL) Good Luck
We had better luck at the store when DH and I applied for Target Guest during CHOD on Christmas eve. They pulled EQ for him and EX for me. His EQ 650, my EX 629 with almost everything in dispute. We got instant approval.