I owe 214.00 to telecheck for a checking acct closure that happened in 1996. I did not realize I owed this until I tried to write a check a couple of weeks ago. I now have a diff checking acct, so I guess they picked it up from my ID # since it was a diff checking acct. I was just wondering how long Telecheck can have me black listed. I am in TX, and I know there is an SOL on checks, but telecheck told me the money owed is from the bank, not any merchant. I think it is coming from NSF fees when the acct was closed. I probably do owe it, though they can not provide any more info, and the bank in question merged years ago with another bank and has no info for me either. I am about to pay the 214.00 but since it was so old, I was wondering did I have any case to get them to simply remove it. It is not on any of my credit reports, and I just realized it because I don't really write checks other than my rent and car note, and use my Visa checkcard 99% of the time to pay for everything. I only wrote a check at the store a couple of weeks ago because i forgot my check card.