How long do inquiries stay?

Discussion in 'Credit Talk' started by IamBuzzed, May 23, 2001.

  1. IamBuzzed

    IamBuzzed Well-Known Member

    Does anyone know how long inquiries stay on a report? Is it the same 7 year span or shorter?
  2. Erica

    Erica Well-Known Member

    2 years for hard inquiries (when you apply for credit) and 12 months (I think) for soft inquiries (like when you get pre-approvals and requesting your own report).

    Hope this helps.
  3. Momof3

    Momof3 Well-Known Member

    2 years

  4. Dustin

    Dustin Well-Known Member

    2 years for regular authorized inquiries, 1 year for AR's, etc.
  5. Kat

    Kat Well-Known Member

    Wow, I didn't know that it was one year for AR's etc. I have many listed on all my reports that are reaching two years, as well as hard inquiries so I assumed that it was two for them as well. Can I contact the CRA's and have them removed?
  6. Erica

    Erica Well-Known Member


    You probably could do a dispute as obsolete, but why? AR's are not hurting you. They are just account reviews, and only you see them. That is a soft inquiry.

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