My BK 7 was discharged and closed last week. My major creditor ($25K) has not updated my TL to read IIB. They were definitely notified, as was W&A who were assigned to collect. Can I dispute now, or do they have some period of time following discharge to update? Thanks! Poochie
It 'should' be updated on their next regularly scheduled update. 60-90 days is usually the time-frame that would be 'reasonable' on the data furnishers side for the trade line to be updated.