Up through Dec--my scores were holding in the high 680s and low 700s. But I've done quite a bit with credit over the last 60 days and my scores have taken a real hit--falling almost 100 points. My most recent Experian is now 596! AUGH! It's been depressing to watch it sink a few points almost every day....Summary of my activity: Got a new Citibank dividind platinum card - $5k Got a new BestBuy card/line - $3.5k Got a new GoodGuys card - $5k Refi'd my mortage Refi'd an auto loan Increased existing credit line on old citibank card to $5k from $1500 Increased line on old CapOne card from $700 to $1500 Applied for a CapOne Platinum--was denied. Applied for instant American Express--was told I'd hear in 10-14 days--haven't head yet (probably no) Applied for Citi AA card--was told can only apply for one citicard every 60 day so app was not taken. I guess I did too much at once. How long will it take to get scores back up? I've already pd the BestBuy off and am keeping the other balances low. Also--how do I agressively raise the limits on the Citi cards? --I think 2 is enough if I can get them upwards of $20k or so. Thanks
