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How long to keep old credit reports

Discussion in 'Credit Talk' started by cariba, Nov 30, 2001.

  1. Nov 30, 2001 #1
    cariba

    cariba Well-Known Member

    I have reports from all 3 dating back to 1996. I have a binder that is packed with them. I really don't see the necessity in keeping anything past a year. Any thoughts?

    cariba
     
  3. Nov 30, 2001 #2
    wag

    wag Guest

    Well, if you look at various posts telling about the horror stories, I'd think about 10 years would be about right.

    Just my personal opinion
     
  4. Nov 30, 2001 #3
    Gregory

    Gregory Well-Known Member

    Agree with wag! I have mine from 1995!
     
  5. Nov 30, 2001 #4
    cariba

    cariba Well-Known Member

    Thanks! Trying to do some cleaning for the New Year, but I guess the reports get to stay.

    cariba
     
  6. Nov 30, 2001 #5
    lbrown59

    lbrown59 Well-Known Member

    For ever wouldn't hurt.
     
  7. Dec 1, 2001 #6
    cariba

    cariba Well-Known Member

    Actually, 10 years is probably about right. In Sept. Experian reinserted a Discover card account from my 1992 BK! Can you believe it? They must keep deleted accounts in a special area to pull out once you make progress in cleaning up your report!

    cariba
     
  8. Dec 1, 2001 #7
    roni

    roni Well-Known Member

    I agree.
     

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