I have finally been able to pay on time for about 6 months , I wont need to utilize my credit for 2 years.by that time will have debt paid off. my question is how long to wait before goodwill letter... like wait 2 years and then a couple months before I need my credit do it?? thank you
or is it best to wait untill paid off . a few are only a couple hundred now ?? will they get tired of getting letters every 3 months . sorry so many questions I am so upset this happend I had perfect credit history a few years ago. then we lost 10k out of our income which is now back. so things will get better thanks again julie
I posted an exact copy of a goodwill letter I sent that worked. Search for goodwill and assoc. It was for a citibank/associated account.
