Cypri, I vote you as the Creditnetter who has added the most cards in the shortest period of time. What did you have last June Cypri? Mist BTW, I currently have... *Juniper 17,500CL 9.9%APR *ATT Universal 15,000CL 0% then goto 4/2001 10.49% *Citi Plat Select 9,400CL 0% then goto 4/2001 10.76% *Citi AAdvantage World Plat 15,000CL 14.9% but I don't carry balance-just use for mileage and pay in full *FirstUSA (YUK!) 12,000CL 14.9% (hate them and just keep it for ratios!) *Kohls Dept Store 300CL 12.9% *Strawbridges Dept Store 500CL ??APR
Amex Plat Citi Plat Select Citi Drivers Edge DMB Rate Rewards Providian Nextcard Store Cards: The Limited J. Crew JC Penneys Kaufmanns I'd get rid of Providian but it is one of my older accounts. Going to try to combine the 2 Citi cards.
1- Citibank Platinum Select 2- Cap One (classic MC and Gold visa) 3- Providian (Gold MC and Visa, Getsmart) 1- Lerner's NY (retail card)
Amex Blue Chase Platinum Bank of America Platinum JCB Capital One Kohl's Eddie Bauer charge GE Capital corporate mastercard Wow, many of you have an impressive list and many cards. I thought I had too many.
Hey Mist If I read right, your Kohl's card is @ 12.9%? How did you manage that? Did you call and ask? Please do tell. I have had my card since 1993 and I would definately like a lower apr. Thanks!!
Re: Hey Mist :-D I sure would like to. I use it at many places. My most frequent are: Kmart Sears Earthlink Sprint Long Distance Mobil gas stations Gap Airline tickets Neiman Marcus The best part is you get $1 cash bonus for each $100 you spend with no maximum. The current apr is something like 13.5%, but I don't revolve a balance.
Re: Hey Mist That's a tough one. They pulled from TU (who are nuts when it comes to scoring). I think it was between 680-690.
Re: Hey Mist I have no clue. I think it started at 16.9% but I really don't remember. I know they had a promotion awhile ago (last year?) where if you spent $600 in the promo period you got a lower rate. I spent and then took things back but I think I still qualified. I didn't take things back just to get the promo. I shop for my daughter and will buy her 4pairs of jeans or 4pairs of tennis shoes, etc. and whichever ones fit she keeps-the rest go back.
Re: Hey Mist Thanks for the info, Mist. I will be buying new things for the home soon. Maybe they'll offer me something. That's an awesome rate for a retail card.
I think I have everyone beat!!!!!!!! This is the list between myself and my hubby. FYI....I am card crazy. I love getting hard envelopes and I love new shiny plastic cards. MBNA Line of credit Citi Plat Citi Sony Citi World Citi Drivers Edge Chase Walmart Providian Classic Providian Gold 2 Providian Mastercards 1 Getsmart Visa Amex Platinum Costco Amex Optima Platinum FCNB Visa Capital One BMG Visa 2 Nextcard Visas Credit Union Visa Total lines =$125,000 Gallery Furniture Rooms To Go The Room Store Macy's President Zales 2 Helzbergs Conn's Appliances Marshall fields Bloomingdales Catherines Newport News Spiegel Best Buy Comp Usa 2 Targets Gateway from HSB KingSize Pier 1 Lowes Shell Texaco Shamrock Exxon Citgo Phillips 66 Chevron Total Lines =$65,000 LadyC
I probably have the least of anyone. MBNA Apple loan $3500 First Premier $250 FCNB $150 AU Spiegel Target Texaco Wells Fargo
I've got: 1 Citi 1 Citgo (gas) 1 CapOne 1 GetSmart (Providian) 1 Target Visa 1 Lane Bryant 1 JCPenney 1 Credit Union Visa All togther I've got nearly $41,000 in credit (over $30,000 just on Citi via BDD) and interest rates from 2.9% intro - 15.9 (Target). Ozzy.
jr, Thanks. I have more cards than I can used. I didn't get it all at once. Some of them I forget to put into tthe list e.g. NextCard Visa etc. All I said it is not all of that. Rina, I did worried ID fraud and I knew the prime target like me having excellent credit. Thanks for your concern. Bailey, I told you what cards I have and how about yours? Ron. Ron.
Bank Cards: Cap One Classic VISA $1700 16% $29.00 Annual Fee Cap One Cat Lover's VISA $800 15% $39.00 Annual Fee Fleet Classic VISA $100 (!!) 29% (!!) No Annual Fee Providian GOLD SmartVISA $1000 24.99% No Annual Fee Store Card: Target $600 Mr. Cooke is combining the Cat Lover's VISA into the Classic VISA, upgrading it to GOLD with no annual fee and a fixed 13.9% APR. Tim
Cap 1 Classic $900 Cap 1 TJX $1000 Orchard $500 Providian Gold Partial Secured $1000 DMB Secured $200
