Matty, I thought you canceled all your cards?! I remember you closing Chase and BofA not too many months ago. Cmon babe and fess up. Dani
Here goes... Target Visa 2500 cl BofA 2500 CapOne 1600 Associates Gold 3500 Amex Blue for Students 1100 Chase 800 - currently DISCOVERED until they raise limit - 2 years perfect payments CompUSA - 1900 Macy's - 400 Shell - 600 MBNA classic w/ my University - 2100 MBNA LOC - 3000 - will be combined w/ CC soon!
I remember you posted and said you went against all our advise and closed them. I'll find the post for you if want.
I was going to, but I sat down and thought it over before I actually called the companies. I decided it wasn't worth it to lose the good lines. I've had them open long enough now that I've been able to get good interest rates and better offers. Sure, I could go out and charge into oblivion, but I'd never consider doing such a thing. Here are the cards I closed: Getsmart Visa Target Guest Card Sears Capital One Visa Gold
Matty, Just a quick question. Not to be nosy or to put you in an uncomfortable spot, but how do you get so many cards being under eighteen years of age? Or are you over eighteen now and applied for most of these recently? Did your parents add you to the their account as an AU? Dani
Some remain from this summer. The others were recently opened. The credit union card is almost 2 years old. That's ok, you're not being nosy. I know I made a boo boo when I lied about my age, and I guess if I get caught it's my ass. My cousin did the same thing and called them when he turned 18. He said they basically didn't give a shit, they just updated his Dob. Still, I would NEVER do it to go out and charge up a lot. There were kids asking me why I don't go charge them up and then not pay them. You're seeing the new generation of defaulters in progress, lol. I'm not really sure if I should cancel the cards and then re apply with the new birthdate, call them to update when I'm 18, or just let it ride until I'm in my 20's.
Love, The killing part about it is that I KNOW EVERY ACCOUNT # BY MEMORY(I've been paying so long). Sister Girl
Well let's see now, I have the following cards most recent one first... Sears Gold Mastercard 8000 CL Capital One Platinum Visa 5000 CL Target Visa 9000 CL Credit Union Platinum Visa 10000 CL US Bank Platinum Visa 10000 CL Juniper Platinum MC 11000 CL Fleet Visa 4000 CL Capital One Kmart MC 2200 CL Target Guest Card 700 CL Saks Fifth Avenue 3500 CL JCPenney 2000 CL Banana Republic 1000 CL Gap 400 CL Old Navy 700 CL Chevron 2000 CL this is what I have so far... Kev
Doodeyhead,it depends on what Conoco card you apply for? They issue their own gas card,but the MC is issued by Citibank NA.
Before Creditnet Mervyns - $500 since 1993 After Creditnet - Sept 01 Mervyns - $1000 Citi Plat. Select - $10000 Target Visa - $1500 AU Walmart - $1500 Q Card - $1500
20 cards now, as soon as the Cap One Platinum Visa arrives in the mail. They already notified me: "Welcome to Capital One". I have 10 bank cards, 4 retail cards, and 6 gas cards. After seeing the lists from Lady C, Sister Girl, and Ron, I realize that I have some serious applying yet to do. My mere 20 cards isn't nearly enough, although it sure beats the 1 card I had in September 1999.
I am afraid that my 5 standards for accepting credit card offers have limited me to only 4 credit cards. criteria,in ascending order of importance. 5- $10,000 or higher limit 4- 7% apr or below 3- On line billing and access 2- Accepted world wide 1- Interesting and attractive picture design.
A T & T Eagle MBNA Original Olympic Citibank- Mondrian Bank 1- Local Scenery All at reg.7.5% with frequent 6 month 0% offers. You don't want to know how I managed to do this. Not advice I would give to anyone on a newsgroup. Legal-but very sneaky !! I had over 30 cc at one time,never again.!
I got: Cap1 Plat Prov Gld GetSmart DMB Titanium (Yeah Baby!) Target Guest (Only card I straight out applied for EVER) You guys are impressive, although I don't understand how Orchard and Amex can go together in one wallet. Is that clashing??
This is what I have so far (subject to change at anytime): Amex Blue Bofa Platinum Chase Platinum Citibank Sony Platinum Select Diner's Club Montage Discover Gold Discover Platinum Household Gold MBNA Quantum There are some here who have a lot more cards than me and I was wondering how do you manage them all ? I'm finding it difficult to manage 8 accounts (Household is in the drawer).
