how many cards do you have?

Capital One
Amex
Citi Plat Select
Target Visa

Chevron
Best Buy
Macy's

1 mortgage
2 auto loans

What I want in the future:
JC Penney
Bloomingdales
Discover
Bofa
Chase

 

Forgot...

Have Sears too...

 

6

Capital One x 2
Amex Green Rewards
Chase Plat
Bof A Plat
Sears store card



Soon enough, Cap 1 will be combined.
The only other card on my wish list is Amex Blue - need to get some 90 day lates off first before I apply.

 

1. OFCU Gold Visa
2. MBNA Visa
3. MBNA Gold MC
4. Orchard MC
5. Providian Gold MC
6. Shell/Texaco

 

Chase Perfect card Plat
BofA plat
Citi plat select x2
Citi Upromise plat
Cap 1 plat x2
AMEX green
Target
Chevron
Home Depot

 

Amex Platinum
Citi Plat Select
Citi Dividend PS
Citi Diners Club

No store cards - I think they are a waste.

Regards,

ChesterR

 

Amex Platinum Delta Skymiles $2k
Amex Rewards Green - no limit
Amex Rewards Gold - no limit
Fleet Personal $4k
Fleet Platinum Business $5k
Motley Fool Platinum $10k
IBM Credit Union Platinum $10k
BofA Platinum $6300
Best Buy $3800
HiFi Buys $4k
Rhodes Furniture $5k
Lowes $1k
Ny & Company $250

I have closed several this year:
2 providians
2 Capital ones
3 Orchard Bank
1 GMC
1 King Size

 

DMB $10k
Aspire $5.25k

Ch7 BK - kept the above cards

Cap1 $1.2k (1 year old)
Target $300 (1 month old, not used yet)

Also picked up a $9.5k auto loan from Chase at 12%
.

 

Citi Plat 20,400 6.99
Citi World 18,500 7.9
BofA Plat 5,000 9.9
Fleet Plat 7,000 11.9
First Natl Omaha 7,000 7.99
MBNA Plat 23,500 9.9
BofA bus. 10,000 9.9
MBNA bus. 10,000 9.9
Citibusinss 5,000 9.24
Advanta 18,000 13.99
Walmart 500 21.8
Shell 300 21
Mervyn's 300 21
Chevron 2,000 n/a
Staples 1,900 20.8
Office Depot 1,300 20.8

Closed: Cap1 300 21 ; Cap1 5,000 21; Orchard 3,100 15.9; Orchard 5,000 15.9; Providian 10,500 19.8; Nextcard 11,000 9.9;
ATT Universal 11,200 10.24.

 

Citi Diamond Preferred, $15K
MBNA World Mastercard, $13.7K
Credit Union Visa, $500 (My first card, never asked for increase)
Bank of America Platinum Visa, $8600
Bank One Platinum Visa, $8500
Target Visa, $6900 (Incr. from $5400 yesterday, yay!)
Discover Platinum, $6500
Fleet Platinum, $1500 (Toy card, cancelling it)
Chase Perfectcard, $1000 (Same as Fleet)
Chase Stockback Platinum, $6500

I think I have too many cards right now, especially being only 19 the limits are insane. Not sure if I should drop the limits, but it's kinda cool to know most other 19 year olds don't have comparable limits, hehe. Just have to use them in regulation. They do keep my ratio VERY low, in the 1-2% range. However, some of the cards are going to be cancelled, and I will stick with just three or four; just hard deciding which ones to keep.

 

had 29prime cards now down to14 prime cards have listed them before, no cards under 10,000cl and over 250,000 combined cl on personal side .... biz side I keep seperate.....still trying to get rid of the dead wood ..........

 

Three

Cap 1....from subprime days
Orchard......still from subprime hell
BOFA Platinum......my first real cc

 

old subprime
orchard bank
capital one
sears
more recent subprime
circuit city visa
dell
soon to come prime
amex blue
bofa platinum

5-6 credit cards is a good number
throw one store card in there for a good mix

 

Same thing here. Im 21 and most 21 years olds have 1-2 cards. By the way, guess your top negative is low credit history right?

2-GM Platinum's
1-HHB Gold MC
1-Sears MC
1-Crap one VISA
3-Crap One Platinum MC
1-Discover Platinum
1-Fleet Platium
1-Chase Platinum
1-Bank of America Money Return
1-Amex green rewards
What was i think with the "toy" gas cards?
1-BP
1-Citgo
1-Shell
1-Target Guest

ok, im establish my history for only being 21, so im going to combine the 3 crap one's, dump chase dump gas/store cards and hhb. I was anxious to start establishing credit after having NONE and a interest rate with GMAC at 25.5%!!!!

 

Re: Re: how many cards do you have?

THANKS MOYA it took me a while, and a lot of calls to retention to get this done..........