I am curious... When you have a dozen or two dozen collections or write offs your trying to ultimately delete and the first thing you do is file a dispute with the cra's. Do you just do 2-3 at a time? or do you try to shove more down their thorat at once? the latter doesn't seem like it would be a wise idea but what do I know. Also, since it would seem logical the CRAs document every time you bring issue with them in form of a dispute, if you file dispute A & B on month 1, and on month 5 you are trying to make dispute G & H, Do the CRAs ever ask you why you didn't bring issue with disputes G & H back when you made disputes A&B? Why did you wait all this long sir?? since they were all on the report then did you just suddenly descide they wernt yours or whatever excuse you use to dispute them. Or do the CRAs commonly not really care since they more than not obviously know what your doing anyway? I appreciate any input,,, thanks
Opinions differ, however, the consensus seems to be let go on all of them at once. The first two disputes seem to be the most effective and then it seems to get much tougher.
I have to agree about the first two disputes being the most effective. As far as the number of disputes on the first round, I'd say 10 would be the max I'd use. First round I dispute regular accounts and public information. Second round I dispute collection accounts and at the same time send validation letters to the CA's that I am disputing.
