How many inquiries are allowed???

Discussion in 'Credit Talk' started by credit6949, Jul 20, 2004.

  1. credit6949

    credit6949 Well-Known Member

    Can anyone confirm whether the following is true:

    1. All credit card inquiries made within a 14 day period count as 1 inquiry for FICO scoring purposes.

    2. All mortgage and car loan inquiries made within a 30 day period count as 1 inquiry for FICO scoring purposes.

    ALSO, thanks to this forum I cleared all my negs off TU within 2 weeks. There is only a judgment from 9/97 left that will should come off this September.

    Now I have one positive account on TU from 1981 with no activity for many years.

    Tell me please, how can my PG fako be 727 with this one account? How does that equate to FICO and who could I apply to for an unsecured card, that would only pull TU, so I can build up my credit history?

    Thanks.
     
  2. TradeWiz50

    TradeWiz50 Well-Known Member

    Re: How many inquiries are allowed?

    Just pay the $12.00 or $13.00 for your CBR and FICO Score and stop speculating what your FICO is.
     
  3. goldhummin

    goldhummin Well-Known Member

    Re: How many inquiries are allowed?

    Have you read FICO.COM? Last time I looked this was true, right from the horses's mouth.
     

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