How many violations do u see?

Discussion in 'Credit Talk' started by Shanyl, Jul 29, 2004.

  1. Shanyl

    Shanyl Well-Known Member

    I'm going to reask this in a different way because I'm not getting the info I'm looking for.

    I see 6 violations. How many do you see?

    Only one CRA is involved.

    Violations:

    - trade-line is STILL listed on my credit report â?? 12 years after discharge.

    - Erroneously reporting that it was in a BK in Sept. 1998 (it was really 1991 but the harm is anyone pulling my cr will think I had one then & that it's just dropped off)

    - changed the DOLA to be 9/1998 (re-aging)

    - Updating my credit report 7 AFTER discharge. (â??continued collectionsâ?)

    - Pulling my credit report on an account that was discharged is â??continued collectionsâ?.

    - Pulling my credit report without permissible purpose.

    They think that the last two are one in the same saying it was an error.

    So I've given thought about intent and even IF mine didn't get "filtered" like it should have, when they pulled it they clearly saw the bk on my cr and that it was included on it and yet they STILL didn't delete the account.

    You folks have such valuable insight and esp. those that have already sued. My atty is gone until Monday and I'm going to make myself nuts by then.
     
  2. Shanyl

    Shanyl Well-Known Member

    ?
     
  3. Shanyl

    Shanyl Well-Known Member

    ??
     
  4. lbrown59

    lbrown59 Well-Known Member

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