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Discussion in 'Credit Talk' started by Bryan Shad, Sep 24, 2000.
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RE: How much credit is too muc
You should use the cards in your wallet every now and then, at least to let your creditors know your alive.
If your not going to use Amex much then apply for the Blue card which has no annual fee.
It wouldn't hurt you to build up your credit a bit, It can help you in the future qualify for a little better rates on personal loans, of mortgages also.
You never know when you will need this credit and having it established when you need it is sure a lot easier than trying to establish it when you need it!
Stick with cards that don't charge an annual fee as you won't cary much of a balance on them, and even if you pay them off every month the companies still will respect you.