How much do they know?

Discussion in 'Credit Talk' started by Maija, Jul 11, 2000.

  1. Maija

    Maija Guest

    I want to find out how much do the credit report agencies know about one`s life. Do they know how much that person earns, how much his rent is, how much money he has in his accounts? Or do they only know about your credit cards? Can they find out how much money you own them?
    Thanks a lot!
     
  2. Alex - Cre

    Alex - Cre Guest

    Yes they do know how much you owe, your credit limit etc... But I dont think they know how much you earn.

    You should consider ordering a copy of your credit reports, it's a good idea to check your reports at least once a year, everything in it is what they know about you.

    Alex.

    --------------------
    Bad Credit? No Credit? Let Us Help!
    http://www.Creditinsiders.com
     
  3. Sorin

    Sorin Well-Known Member

    They know exactly what various institutions
    report about you. You should expect to see
    all your credit lines (cards, loans, etc)
    with limits, balances, late payments, etc...
    You could also see your salary, if your
    employer reports it (mine doesn't).
    Also, all addresses and jobs.
    And if you didn't pay your bills or bounced
    checks, that will also appear on the report

    Best thing would be to order your credit
    report from all three major bureaus and see
    for yourself
     
  4. Sorin

    Sorin Well-Known Member

    They know exactly what various institutions
    report about you. You should expect to see
    all your credit lines (cards, loans, etc)
    with limits, balances, late payments, etc...
    You could also see your salary, if your
    employer reports it (mine doesn't).
    Also, all addresses and jobs.
    And if you didn't pay your bills or bounced
    checks, that will also appear on the report

    They probably won't know how much money you
    have in your accounts or how much your rent
    is....so don't worry about this.

    Best thing would be to order your credit
    report from all three major bureaus and see
    for yourself
     

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