RE: How Often Should I Check M I think every three months is good. These credit bureaus can put some screwy info on there, so stay on top of it =0)
RE: How Often Should I Check M They say every year.....but realistically I would do it every 6 months.
RE: How Often Should I Check M It depends on the situation: 1) No previous problems with information reported to the credit bureau = once a year. 2) Past problems with information being reported = every 3 to 6 months 3) Repairing credit = definitely every 3 months Also, remember to order from the BIG 3.
RE: How Often Should I Check M I have 2 jobs and found out that one of them is not listed on my report. Definitely I want the job to be listed because that's a much better job than the other.... In fact, the best job that I have ever had before. Now what should I do? Write a letter to the BIG 3? Thanks again.
RE: How Often Should I Check M I would say just call and speak to a representative. The easiest things to change on a credit report are addresses & employment info. The rep normally makes the change right then without a problem.
RE: How Often Should I Check M I had to write a letter to get my employment info changed accurately./ roni miles wrote: ------------------------------- I would say just call and speak to a representative. The easiest things to change on a credit report are addresses & employment info. The rep normally makes the change right then without a problem.
RE: How Often Should I Check M Well, I think I'm going to try to speak to a representative first, and probably I'll write a letter also to make sure....
RE: How Often Should I Check M Why is it important to have your employment on your report? None of mine have any listed.
RE: How Often Should I Check M It's good to have accurate info on there. You fill out an app, tell them that you've worked at the same place for 15 years. They can see on your report that 13 years ago, it was reported that you worked for so and so company. That assures them you're on the up and up. And they might not have to contact your employer for verification (depending upon the type of credit).
RE: How Often Should I Check M At minimum every 6 months or so, once things are cleaned up on your reports. Those "credit monitoring services" offered by the CRA's are a rip off. Buy two reports a year, maximum, which costs you $17 instead of the 50 or 60 they want for the monitoring service. Then, all you need to do is dispute something, and you get a free copy of the report (after the investigation). If you are repairing your credit, you'll get a free copy of your report with each dispute you make, so you'll essentially be checking it quite often. Heck, I've got situations where I received 10 reports from a CRA within a three month time period.
RE: How Often Should I Check M Amen to that John. When I looked at my credit reports for the first time last year, it had me down for being a waitress. I waitressed my senior year in college. I am long from waiting tables now. roni
RE: How Often Should I Check M Ie so can Creditors and collectors! This is why the law should require them to contact the consumer before the information can be posted!!!!! Why not get it right = right off the bat isstead of letting them screw it up, then the consumer has to take their rapp while he tries to correct the mess they made out of it?
RE: How Often Should I Check M Moore wrote: ------------------------------- It depends on the situation: 1) No previous problems with information reported to the credit bureau = once a year. 2) Past problems with information being reported = every 3 to 6 months 3) Repairing credit = definitely every 3 months Also, remember to order from the BIG3.====================================================All reports should be free too