Found this on the Equifax website & thought it might shed some light upon non-paid/paid public records & the effect it has on a CR ... "There is no "quick fix" to improve the score if the derogatory public record, collection item, or serious credit account delinquency appearing on your credit bureau report is valid. Bear in mind that satisfying or paying off the collection item or derogatory public record will not remove this information from your credit bureau report. The fact that it occurred is still predictive of future repayment risk, so it will still be considered by the score."
In other words no incentive to pay and no time off for good behavior. Yeah, my thoughts exactly!!! No appeal ... The door is locked ... & the key is tossed for 7-10 years!!! This is not a system based on Democracy ... This is a system based more on Socialism!!!
This is a system based more on Socialism!!! wildbill A better way of saying it. A con job based on greed. The END ** *** ** LB 59
