How reliable is the scores that you get from the tri merged report from Qspace? I ordered one tonight with scores, cost me about $50 bucks, TU was about what I have been getting, Equifax and Experian were both higher. Has anyone else purchased this?
When I pulled mine from qspace tri, my Experian was higher (by about 20pts), my Equifax was lower (by about 50 pts) and my Transunion was lower (by about 40 pts). My Transunion score was within 1 pt of the E-Loan Score, which also pulls Transunion. They use CreditXpert as their calculator. I guess its nice, since you can pull all three from one place, but I wouldn't compare it to other sources of information. Use it for comparing month-to-month or quarter-to-quarter on qspace.
