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Discussion in 'Credit Talk' started by CANDICE, Sep 22, 2000.
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Write a dispute letter to all 3 parties involved, The Dentist, The Collection Agency, and the Credit Bureau.
Explain to them that you were over billed, include copies of the billing to prove your point.
Now state in the letter (respectfully) that you are giving them 60 days to remove the derogitory item from your report, and to send you proof of the correction.
End the letter stating to them that if the item is not removed you will file a small claims action against them (all 3) and shall hold all 3 parties "JOINTLY LIABLE" for the damages arising from this error.
If that doesnt work file the law suit, they will then settle and include your filing costs in the settlement. These people arn't going to go to Small Claims court for $100.00 when they are wrong.