I have a charge off with BofA that was paid in 1998. My credit reports with TU and EQ still report a balance owed @ $4,000 w/past due amount of $500. BofA tradeline with EX has dropped early for some reason. Requested that TU and EQ update their reports to reflect account paid in full w/$0.00 balance owed and past due. Each time TU and EQ have verified the information contained in the report as correct. EQ updated the report by increasing the number of late pays. However, at no time has the balance and past due amount been corrected to reflect a $0.00 balance owed/past due. My question is how should I proceed from this point. Have already requested 2 verifications with TU and EQ, with no positive results. Should I now contact BofA via CRRR informing them they are reporting fraudulant information and request that they delete their tradeline? What would you do?
