How stupid does cap1 think I am? Last month I got one of cap1's famous "You are preapproved for a credit card witha $5012 credit line" and I took them up on it. I was declined because my existing Cap1 card wasn't up for credit limit review yet (you would think they would have known that before they sent the pre-approval letter). Today I got a "because you are a cardholder in good standing...." ;letter offering me an installment loan of $5031. How f*cking stupid do they think I am? Do they really think I will fall for the same crap 2 months ina row? that letter has passed through my shredder and will be hamster bedding tonight.
