Mervyns thanked me for being such a great customer since 1995 (never used the account) and that if I ever wanted to to reopen this account, call them and they will send out a new card. BP Oil also thanked me and asked me to reconsider them in the future. Haven't heard from Radio Shack or Exxon. I asked all accounts be designated as "closed by consumer request." I BET less accounts will snap up the FICO quickly. Saar - I still haven't closed the Spiegel - because you mentioned AMEX Sign and Travel. I don't have that available to me yet. It cracks me up the way these credit card companies react when THE CUSTOMER takes control. cya dogman Beautiful day in San Francisco - nice day for visitors wish I had some!