How they figure the 7 years

Discussion in 'Credit Talk' started by aigle, Jul 4, 2001.

  1. aigle

    aigle Well-Known Member

    I have a charge off that was deleted from my Experian in June 2001. It was shown on their report as opened 5/1995 reported since 9/1995. On Transunion they also show 5/1995 but it is still on my report.

    Why has Experian figured it to have dropped off in June? Is Transunion wrong and should I dispute it or do I risk having it put back on Experian? :)
  2. breeze

    breeze Well-Known Member

    Dispute TU. The 7 years should be from the date of initial delinquency.


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