Most of my credit is very recent 1-2 years old but I do have 2 closed credit card accounts going back to 1988 and 1992. The problem is they were closed when I went into debt management in 2000 but they are all paid in full now. Is it possible to have them reopen the closed account and keep my history? Also, I have a Nordstom card from 1988 that shows as inactive by Equifax, and closed by TU and doesn't show up with Experian. Would it help my score to reactive this card. (Charge something and pay it off every now and then) I have the same thing with a JC Penny card but Experian is the only one showing it and it shows open. Would the inquiries be worse than reactivating these? Thanks!