How do I handle disputing items that show as open collections when the items were part of a Ch. 7 BK that was discharged in Dec. 2003? Do I dispute the information as just inaccurate and the accounts closed with a $0 balance or do I state they were part of a Ch. 7 BK that has been discharged?
*************** GET THE BASICS HERE. http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=410243#post410243 *****************What ever you do don't ever send a CRA your BK papers or tell them you had a BK. If you do you will weld the BK to your reports making it next to impossible to get it removed prior to the expiration of the reporting period, >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>