Can somone please offer me advice as to how/where to file a lawsuit agains these idiots fro violating the FCRA. Here's the scoop: They are reporting my Chap 13 as being BOTH filed AND discharged in 2001, when in fact it was filed in 1996 and discharged in 2001. They have returned every dispute as verified. I phoned them )corporate hq) and asked for verification procedures. They state that they sent a rep to the courthouse to verify in person. This is total BS. The court even has an automated phone system to verify case info (which has correct dates) but EFX refuses to call it, stating that it is not part of their procedures for verification. They have asked me to send in all my court paperwork but everyone here says never to do that. How should I proceed? I would like to sue them but am not sure how/where to begin. I hope that someone here who has been through the process can help! Thanks!
The phone call won't do. Send the "process" letter. Then you have your paper trail. Don't let them get away with the "reinvestigation" nonsense either.
Ok, I have requested the "process" letter...how do I begin the legal proceedings against EFX? What type of court do I need to go to, etc. etc? Thanks!
