How to get Amex Blue, BofA, etc

Discussion in 'Credit Talk' started by gagosila, Nov 29, 2003.

  1. gagosila

    gagosila Active Member

    What is the norm to get these cards?

    Would my numbers qualify?

    average score at around 650 (for the three CRAs)
    about 15 hard inqs with TU, 3 for EQ and 4 for EX
    one sticky and damn hard to get off derog with Arrow
     
  2. Brad J

    Brad J Well-Known Member

    Need more information. Score is barely good enough to get in. The derog depends, if within last 5 years AND 60+ days delinquent, then forget it.

    On the other hand, if the derog is only 30+ days deliquent (more than 1 year ago) and you have at least 2+ years history, your chances are 50/50.

    Reread first paragraph
     
  3. Brad J

    Brad J Well-Known Member

    BofA - You'd need scores above 670.
    AMEX - ???
     

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