What is the norm to get these cards? Would my numbers qualify? average score at around 650 (for the three CRAs) about 15 hard inqs with TU, 3 for EQ and 4 for EX one sticky and damn hard to get off derog with Arrow
Need more information. Score is barely good enough to get in. The derog depends, if within last 5 years AND 60+ days delinquent, then forget it. On the other hand, if the derog is only 30+ days deliquent (more than 1 year ago) and you have at least 2+ years history, your chances are 50/50. Reread first paragraph