This is my first post here and I'm hoping you guys can help me out. My husband has an auto loan through Wells Fargo Financial for a 2003 Cavalier. The amount on the loan is almost $15,000 still. I'm 2 months behind right now and the next pmt. is due on the 28th of May. How can I get Wells Fargo to re-write the loan? Our payment is $340 a month, which is basically impossible to do right now. We could afford it when my husband was on overtime, but he can't get it anymore. Anyways, can I call and ask them to re-write it with a lower interest rate? We were looking into bankruptcy and were told that we could sell the car back to the bank, and then buy it back from them for what the value of the car is. Does anyone know about this? I'd like to keep the car because I go to school, which is an hour and a half away and need a reliable car. Any advice or help would be greatly appreciated. chance98
