Well, all I have left to clean up off of my reports is the "incl in BK" co-borrower, auto loan. This is ONLY on TU. EQ and EX have wised up and corrected my TLs. After 3 rounds of disputes, TU refuses to budge. I've read that letters sounding litigious are the best way to handle this CRA. I don't want to seek legal help but if it comes to it I'll be ready.
went through this...FINALLY got my deletion. The whole co-borrower thing SUCKS!!! What have you done so far?
Well, today began my fourth round of disputes with them - the first three were variations of "bk is not mine" - today I tried something different. I disputed the balance ($0) as incorrect. "Balance is incorrect, please investigate" - I'd like to keep this as a positive TL, the debt is mine and I'm paying it. So, maybe someone disputing a $0 balance would raise a flag to investigate?
If this fails, I would send tu a letter detailing your issue. Make sure to tell them you know about the class action, for which you qualify to be included. Also make sure that they know you have suffered adverse action due to this libelous reporting.
Intersting. I had little, if any, resistance from TU in getting rid of my derogs. EQ and EX? Lets not go there.
Well, I don't know where the good Dr. comes up with that dimension but I do know that 11 foot poles are supposed to be for touching things you would not touch with a 10 foot pole. LOL
Re: Re: How to handle TU? rocket1977, I have had the complete opposite. EQ and EX have been the best to deal with; they were on time and reasonable. TU has been my thorn.
Re: Re: How to handle TU? I may have it saved on my computer at work...will e-mail it to you later...make sure e-mail is on.
Re: Re: How to handle TU? Four- Could you email me a copy of that letter too please?? I have the same problem TU they refuse to investigate a previously investigated item. I have totally clean reports except for TU.
Re: Re: How to handle TU? Yep, I will. Hey beta, is it for the same bk thing? The letter is tailored for bk reporting when you havent filed. I got mine deleted, but I'm not sure if it was the letter that did it. It took 4 tries and the oc still refused. I will send them the first chance I get.
Re: Re: How to handle TU? Thanks Four- It's not for BK, I don't have one but I still could use it. It probably has some good info. that could be tailored to my needs. Thanks!!
Re: Re: Re: How to handle TU? Did ya get it? I tried to email nickpage , but his email is off. Hope you can use at least something in it. Good to see you on CB.
Re: Re: Re: Re: How to handle TU? Hiya Nick... Sorry for the delay in getting you rmessage. I will e-mail you the draft I used sometime today. Hang in there! Nikki
