My wife accepted one of those preapproved cc offers she got in the mail from CapitalOne. She has had this card for several years without my knowledge or approval. I have been working to keep us debt free. She has it maxed at 1750.00 and just gave it to me to take care of. She does not work and is a stay at home mom. Needless to say I am furious and trying to find a way to have her deal with the cc company to tell them she does not have a job and to arrange a payment plan.....any suggestions would be greatly appreciated. What should she ask for or tell them?
