How to proceed with 12 negs on reprort, CA's or CRA's?

Discussion in 'Credit Talk' started by josethemar, Aug 11, 2010.

  1. josethemar

    josethemar Well-Known Member

    There are 12 negative items on the report. Is it ok to dispute with the CRA's as well as the CA's at the same time? What i mean is, I remember it was not a good idea to dispute 12 items in one shot for fear it might be considered frivolous. Can i dispute some with the CRA's and some with the CA's? Or should i go in the correct order? I feel i can dispute things faster if i split things up. What do you guys think?
     
  2. Hedwig

    Hedwig Well-Known Member

    Dispute with the CRAs first. You might want to do it in batches of maybe three or four at a time.

    If you do get a letter from a CA, though, dispute within 30 days.
     
  3. josethemar

    josethemar Well-Known Member

    I guess the question would be is there a NEGATIVE aspect of disputing with the CA's and the CRA's together. Mt reasoning is with the CRA's you cant dispute more than 3 or 4 at a time or it becomes frivolous. BUT with the CA's you can send a letter to all of them in one shot. Is my thinking flawed? And thanks in advance for any replies.....
     

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