Could use some ideas on what my next steps should be. I have two small accounts in collections ($25 & $250) with a local collection agency. I wrote them a couple of weeks ago a Pay For Delete letter offering full payment in exchange for deletion. They simply responded with a Validation of Debt letter with some screen prints from the original creditor. Never even addressed my offer to do a PFD. I tried to call the CA this morning and they won't discuss anything over the phone and gave me the number to their "attorneys" office. What should the next step's be? Write a 2nd PFD?
