Re: Re: How do you raise scores from 400s t You know what Jason, over the last 3 years, the comments I've made that you are referring to, were made to people, just like you, who claim nonsensical things and then when asked for proof, they can't give an answer. I don't need to go out of my way to make you look like an idiot. You've done a great job of that yourself. And you still refuse to answer my question, which by the way, was a serious question. So cut your b.s. and answer the question, or quit telling us our methods don't work.
Re: Re: How do you raise scores from 400s t wow - why won't this jason1971 answer the question? I thought the whole point here was a free flow of ideas and tips..
Re: Re: How do you raise scores from 400s t Since this has worked for you, could you describe step-by-step what you did, and the results? -Radi8
Re: Re: How do you raise scores from 400s t LKH, are you calling me an idiot answer that question first????????? Then if you do, why do you even care what I have to say. Afterall I am an idiot, a troll, and nothing I say makes sense. I am not saying what you did personally did not work for you, am I saying that?? I am well aware of the changes being made now, and in the near future and will in no way get into that with you or anyone else. I don't have personal inside information on that side of it, but I know someone very well who does. It would not be fair to share something I am not directly involved in. So LKH #1 Am I an idiot??? #2 LKH Do you have a question for me??
Re: Re: Re: How do you raise scores from 400s t I don't normally participate in these arguments, and I haven't been reading the board all that much lately, but I've gone back and read some of your posts and as far as I can tell you haven't ever said ANYTHING of substance. So making sense isn't an issue. Do you have specific substantive methods to contribute?
Re: Re: How do you raise scores from 400s t Ok, now I almost understand. Or am very confused. Do you have any info or what? Is it someone else that knows something. I am normally not very petty and am in a very good mood (airline worker, got notice-not layed -laid off today) , but what are you going to say? Say it already,spit it out-put out or shut up. Not a basher as I said, but this post is way too long with no substance or debate. Debate is good,info is good, anything but nothing is good. As I said, please share. There are many viewers that will be glad to read your posts. They are free posts ,so what they do with them is their own choice. No teases,and I'm a girl.
Re: Re: How do you raise scores from 400s t I am very open to the steps I made to achieve a FICO in the high 600's from the low 400's in early 2002. And will be low 700's by summer. It is a real situation that did not take much time at all. In fact in March of 2002 I was in the low 400's and achieved a 664 FICO score in October 2002. Im sorry LKH shows such hate towards me, I have no control about that. Does anyone sense that besides myself that LKH is trying to start something here with me. I'm so sorry that LKH has been treated bad by "trolls" in the last 3 years LKH feels the need to take it out on me. What do you want to know LKH at least tell me that first, its all peacefull on my side over here and wish you nothing but success!
Re: Re: Re: How do you raise scores from 400s t Jason, you are all over the place and are not making a single bit sense. You are the one who brought up the word idiot, not me. It is as clear as day at this point, that you are trying to cause problems here. Do I have a question for you? How many times have I asked my question? I think most people on this board are now aware of your nonsense and that you are only trying to disrupt the board. No one else is responding. Why? They are onto you. Why don't you go to a board that will listen to your nonsense?
Re: Re: Re: How do you raise scores from 400s t Jason, I think I speak for everyone here when I say "either defacate or get off the porcelain." Your words are absolutly no good unless you can back them up. Should you have any information that can help us, please share it or shut up and go on.
Re: Re: Re: How do you raise scores from 400s t You are ill. Mentally ill. You are the one with the problem. Trying to get you to give a straight answer means I'm trying to start something? You are doing everything you can to turn this into being about me, so that you don't have to answer the questions people are asking. Go away. Get some help.
Re: Re: Re: How do you raise scores from 400s t So, what are the steps/proceedure that you followed to raise your score? Continually repeating that you raised your scores from 400's to 700's is naturally going to get people asking you *how* you did it. I believe that is the question LKH is putting to you. So, can we get the details? -Radi8
Re: Re: Re: How do you raise scores from 400s t I will now spend one hour typing the dates and steps taken and will submit many replys so you know I am working on this O.K??
Re: Re: Re: How do you raise scores from 400s t December 2001 Bankruptcy discharged, January 2002 got the First Consumers National Bank Card unsecured but a $69 annual fee ouch!! March 2002 got the Providian get smart card $1000 limit no annual fee. April 2002 got the Capitol One secured credit card $99 deposit $500 limit. MAY 2002 ran another credit report FICO around 490.
Re: Re: Re: How do you raise scores from 400s t If it worked for you, then who cares if you get bashed? If you got what you want, then great. I think the point is, if you want to tell, then do. If not, then this boards people are unserviced. Hmmmn, about to say something bad about being serviced and caught myself. I have to say that we are open to your methods,of at least hearing them, but bring it on already. Much love to our troops!!!!
Re: Re: Re: How do you raise scores from 400s t So, it was about bankruptcy? This can help many, but I never had it happen to me. Many will be interested though. It's still hard for me to understand how one late pay and one 179 paid chargeoff could give me a lower score than collections,foreclosures , and chapter ?. I'll keep trying.
Re: Re: Re: How do you raise scores from 400s t May 2002 got the K-mart credit card $50 credit limit no annual fee. May 2002 got a Umbrella secured credit card $500 limit. May 2002 checked credit report FICO in the low 500's. June 2002 got a American Pacific Bank card "secured" $400 limit. June 2002 made two phone calls to Equifax and Transunion to clear up reports, I made sure to get balances I really did not owe knocked off and told every old account "included in B.K" and got the double accounts taken away. Was sent letters from the CRA(S) and sent them back certified mail with reciept of delivery. July 2002 had confirmation that all accounts that they said I owed a balance on which I did not either removed or they said $0 balance. So at this point all accounts that were old did not respond back within 30 days and were simply deleted or they said $0 balance and were "included in Bankruptcy. Now at this point my credit reports are the truth or some accounts were deleted. Now at this point the balances owed are legit and the old problems say "included in B.K" $0 balance.
Re: Re: Re: How do you raise scores from 400s t Thats right LKH nothing new LOL!!!!!!!!! Here comes the setup right?
