How to Re-Establish Credit??

Discussion in 'Credit Talk' started by bfleming98, Jan 19, 2004.

  1. bfleming98

    bfleming98 Active Member

    Hey everyone,

    I am in the process of cleaning up my credit. I've got a few things knocked off and my scores are:

    TU - 586
    EQ - 553
    EX - 572

    I still have a few charge-offs on each CRA. Does anyone know of where I can obtain new credit with these scores? I know by adding some good credit I can get my scores hight. I want to get over 600 by June for an apartment.


    Thanks,

    Bryan
     
  2. broncsboi

    broncsboi Well-Known Member

    VERY few. However, some have received Kay Jewelers with 500 scores. Be careful where you 'waste' your hard inquiries.
     
  3. lakpr

    lakpr Well-Known Member

    You may try adding a few positive tradelines to your report, thus boosting the scores. You know ... the savings-secured-loan-that-needs-no-inquiry route ? Try this with 2 or 3 community banks/ credit unions
     

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