How to request line increase?

Discussion in 'Credit Talk' started by tmitchell, Aug 26, 2002.

  1. tmitchell

    tmitchell Well-Known Member

    Hi everyone.....

    I just got a new $2500 Target Visa in the mail today (I applied 2 months ago and was declined!). They said it replaces my $500 guest card. Should i even bother with requesting a larger credit line ($3k-$3.5k)?
     
  2. GEORGE

    GEORGE Well-Known Member

    DON'T BOTHER they say they have AUTOMATIC increases (WHEN THEY WANT)...NOBODY here has got one...but they say they do it!!!
     
  3. jambe

    jambe Well-Known Member

    Hmmm, does this mean I should keep my target guest card? They really pissed me off at cardholder services over a 10% discount deal. I was going to cancel and never shop there again...

    Did you report change that drastically from when you applied?
     
  4. tmitchell

    tmitchell Well-Known Member

    My scores are about 60 points higher than when I applied. I'm not sure why they sent me this new card - I haven't filled out any new apps.
     
  5. LKH

    LKH Well-Known Member

    They probably did an acct review, saw your scores had gone up quite a bit, and decided to send you the card. Good job. Congrats.
     

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