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how to tell soft from hard inqu??

Discussion in 'Credit Talk' started by cibomatto, Jul 18, 2002.

  1. Jul 18, 2002 #1
    cibomatto

    cibomatto Well-Known Member

    I have been studying my EQ and EX credit reports and can't figure out the soft verses hard inquiries are... I see a notation listed stating the certain inquiries can't be seen by businesses. Are these inquiries soft?
     
  3. Jul 18, 2002 #2
    GEORGE

    GEORGE Well-Known Member

    HERE IS THE ANSWER...

    03/22/2002 PRM-Capital One "SOFT"
    03/19/2002 PRM-Capital One "SOFT"
    03/04/2002 Equifax Consumer Services "SOFT"
    03/04/2002 Equifax Consumer Services-SP "SOFT"
    02/28/2002 PRM-First Union Home Equity "SOFT"
    02/19/2002 AR-MBNA "SOFT"
    02/11/2002 Juniper Bank "HARD"<----SEE BANK NAME, NOTHING ELSE???
    02/04/2002 Equifax Consumer Services "SOFT"
    02/04/2002 Equifax Consumer Services-SP "SOFT"
    01/31/2002 PRM-Finance Consolidation Netwk IN "SOFT"
    01/28/2002 AR-Wal-Mart "SOFT"
     
  4. Jul 18, 2002 #3
    cibomatto

    cibomatto Well-Known Member

    here is my Inq list



    07/18/2002 Equifax Consumer Services
    07/16/2002 ID-Equifax Consumer Services, Inc
    07/16/2002 Equifax - Disclosure
    07/16/2002 Equifax Consumer Services
    07/16/2002 Equifax Consumer Services
    07/16/2002 Equifax Consumer Services
    07/16/2002 Equifax Consumer Services-
    06/20/2002 REA-RMA Pur1 JAX Rms008
    06/20/2002 PRM-Dillard
    06/16/2002 PRM-MCI
    04/17/2002 CD-Consumerinfo.Com
    04/16/2002 REA-RMA Pur1 JAX Rms008
    04/15/2002 CD-Consumerinfo.Com
    04/14/2002 ID-I Place, Inc,
    04/10/2002 ID-Equifax Consumer Services, Inc
    04/04/2002 ID-Equifax Consumer Services, Inc
    10/25/2001 DTC-RMA Pur1 JAX Rms008
    10/24/2001 RMA Pur1 JAX Rms008
    09/21/2001 PRM-Capital One
    03/05/2001 Weinstein And Weinstein
    02/23/2001 Cox Communications
    10/26/2000 Bell Atlantic-VA Residential
    10/19/2000 Virginia Natural Gas
    10/19/2000 Bell Atlantic-VA Residential
    10/10/2000 Virginia Power
    09/27/2000 Weinstein Management Company







    So.. I guess I have nothing to worry about as far as my INQ list is concerned..
     
  5. Jul 19, 2002 #4
    majorlag

    majorlag New Member

    i have a lot of equifax consumer inquiries too, having more than 4 equifax inquiries creeps me out
     

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