Based on a credit rpeort, how can I tell whether its a hard or soft pull? I have a credit inquiry from a apartment complex, which I believe was never authorized, never even applied to that apartment complex. I see that inquiry on my TU report. Cant tell whether its hard or soft, and whether it might have caused my credit to deteriorate I have filed a dispute with TU, but also thinking about suing the complex for not having Permission. thanks
Not sure how TU labels them, but "soft" inquiries may be labeled "Inquiries visible only to you" which would include AR (Account Review) or PRM ("promotional"), as well as your own pulls.
