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How + why did my thread get closed?

Discussion in 'Credit Talk' started by jason1971, Apr 2, 2003.

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  1. Apr 2, 2003 #1
    jason1971

    jason1971 Banned

    Rebuild after Bankruptcy: I personally and honestly had a FICO score in the low 400's and am getting near the low 700's in a couple of months. This is a real situation that got discharged in December 2001. I had like 25 bad accounts that got discharged and can and will show anyone how to do this. I do not recommened the deletion of all negative items and public information like others do here. For one it isn't right or legit and also it really is outdated information. Yes it may work some of the time for now but I am honestly trying to help others and do the whole thing 100% legit. I believe getting rid of balances on credit reports for one after someone has filed Bankruptcy is a priority after one has filed. If someone is concerned about a FICO score after filing Bankruptcy and want a way to get to the 700's I can be as much help as anyone and it is all 100% legit and does not require LYING and taking time to report back to CRA'S or the paperwork and time. All FICO scores really mean are the reability to pay back debts within 2 years. There are Creditors and others that look at FICO scores after Bankruptcy like FHA loans for one that are concerned with this. I personally now have 8 credit cards and pay the balances in full every month to avoid the "finance charges" that suck others in. I completely disagree with others like LKH about just simply eraising problems due to the fact of credit history. Honestly NEVER ever accept that a negative item is yours seems to me a stupid idea but that is my opinion. The main thing is that after someone files is to make sure that is behind them and they can't and will not collect. Keep lies of balances off the report and move on from there. Is my origanall post being booted off because it disrupts the positivety of others that think they can just simply remove any and all negative items off a report??? I am a real person in a real situation that had success about getting a FICO score in the low 400's and will be in the low 700's in a couple of months. My origanall subject REBUILD AFTER BANKRUPTCY!!! should be re-opened and not just simply shut down.??? I am 32 years old and am not a "troll" like I get from this site. WHY??? DID YOU CLOSE MY SUBJECT?????????
     
  3. Apr 2, 2003 #2
    jason1971

    jason1971 Banned

    I personally will get my FICO in the low 700's after Bankruptcy and I am not worthy enough to post on this site??? My subject "REBUILD AFTER BANKRUPTCY!!!" Gets the red "CLOSED" is a JOKE. Like I said I had my Bankruptcy discharged December 2001. And Barely into 2003 have it personally in the low 700's in a couple of months just isn't "GOOD ENOUGH" to respond or to posts or create my own??????????????????? If the founder or person in charge of this site does not beleive me I will personally send my credit reports from early 2002 and my now credit report and show you mine now!!!!!!!
     
  4. Apr 2, 2003 #3
    jason1971

    jason1971 Banned

    By the way I have an unsecured credit card now at 11.99% but I guess I can't claim I own a "PRIME" credit card??????? No annual fee!!! And also what is the point of others that disagree with me?? They claim I will never own a "prime" credit card? Many people that claim Bankruptcy will side with me on this one trust me!!!!!!!!!!!!!!!!!!!!!
     
  5. Apr 2, 2003 #4
    LKH

    LKH Well-Known Member

    Sorry Jason. No one is going to trust someone who continues to argue that everybody here is doing things wrong, but won't say how they think things should be done. I have now asked you 5 times how we should do things according to you, but you have ignored my question each time.

    Your 11.99% cc is no big deal. Many others here have cc's in the 7% range.

    I guarantee you aren't making any friends here with your higher than thou attitude. Have you noticed no one other than me asks you anything or responds to your posts? Guess why. Because they know you are only trying to disrupt the flow of info with your nonsense. Now go away.
     
  6. Apr 2, 2003 #5
    GEORGE

    GEORGE Well-Known Member

    11.99% IS TOO HIGH...my MAX is 9.99% with MOST 5.90% and under...
     
  7. Apr 2, 2003 #6
    jlynn

    jlynn Well-Known Member

    Also, use a little common sense. The thread was closed not because of your successes, but because of the insult fest it turned into.

    Besides that, most here still believe in the "antiquated" techniques you say don't work. Why? Because they still do.
     
  8. Apr 2, 2003 #7
    CCN steve

    CCN steve Moderator

    Jason, questions regarding this site should be posted to the Feedback board. For that reason, I'm closing this off-topic thread as well, but first I will answer your excellent question. The other thread was closed because it had become contentious to the point that our Terms of Service regarding defamatory comments were violated by several of the participants, and it has been our longstanding policy to close such threads at that point. Keep in mind that the thread was not "yours" even though yours was the initiating post there. The thread belonged to everyone who participated therein. Your continued membership is welcomed so long as you participate in a collegial and discoursive manner.

    CCN steve
     
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