Curious to know what board members experience with Chase thinking of applying for cc. how are they with credit lines? also - as far as i know - they check tu in CA - is that right? has anyone in CA applied recently? thanx in advance... mark los angeles
stingy tight-fisted miserly ...get the idea? It took 25 months to go from $2K CL to $2.5K with Chase. When I asked why, considering my scores, all I got was "it's confidential." Meanwhile DMB & Juniper were quite generous, $11.7K & $5.5K respectively. I would recommend Juniper as their service and rates are much better.
Chase gave me the highest limit. Higher than Amex, higher than Citi, higher than B of A. Was initially approved for $10K. Called for an increase before I even got the card. A couple of days later my limit was $12K. Saar
wow - sounds great saar! would u mind if i ask what ur scores were at the time u were approved? and how many cards you had when you were approved for the chase card? thanx in advance saar
I have 2 CHASE accounts...one $5,000...the other $6,500. Wife one...$6,500. Haven't tried for any limt increases yet...
Scores should be good, not outstanding. In my experience, too many INQs would get you declined, even if your score is 720. They declined me for a Gold for having too many INQs and would not reconsider. Yet a couple of months later, when some of my INQs aged (>6 months old), they approved me for a Platinum. APR negotiations with "R" have proven very successful. Saar
Thanx Saar. I have one inquiry - on TU within last 6 mos Two inquiries - on Exp within last 6 mos Two inquiries - on Eq within last 6 mos Total CL 36K debt approx 7K i'm guessing that i have an okay chance. btw - what cra did they check for you?
Before you ask, I don't know my score then or now. I have four lines with Chase, the highest 14,000 the lowest 10,000. They also offer great BT rates, just got one for 0% APR till 1/03 on the 14,000 line. www.creditsense.com
hello.... that 0% with chase was that for a new account or exsisting... I've just paid off my Chase with a better BT.. wonder if they will offer something.. and when ?
Existing account. It was actually being used at 5.9% APR, but once I saw the offer for 0% I used another account to pay it off, so I could take advantage of this great offer. It pays to exercise your credit. www.creditsense.com
Is this Chase Manhattan....... my credit there is 8200. I've help the acccount only since December .. should I call them and ask if they have a 0% BT for me.. or just wait.?
Initial limit = generous ... increases, so-so. Partner applied for Plat. Visa, only had a few other cards with $2-$4k limits - was approved for $9k. One year later, increased to $15k upon request (pulled hard inq). One year later ... automatically increased $1.5k. Shell MC - initial limit $7.5k ... 1 year later increased to $10k upon request (again, pulled hard inq.). They're good to work with, but like I said, stingy after initial approval. -mj
Thanx mj and everyone else for the info. quick question: do they pull tu? that's my best score thanx Mark LA
I sent in a email.. inquirying for a new balance transfer off. They have acknowledged my email.. but no news yet.
