Dear Mark BXXXX, At the present time, there is no promotional balance transfer rate available on your account. However, accounts are periodically reviewed for rate sales and we request you contact us in the future. If you have any further questions, please contact us at: https://securecards.chase.com/servlet/page/EmailLink Regards, Jessica Gonzalez E-mail Customer Service Representative I GUESS MY 8200 CREDIT LIMIT WILL REMAIN UNUSED!!!
The funny part about my situation was that I was using $12000 out of the $14000 at 5.9% APR, this was lent to CreditWorks, this is what I do with all my lines. Then, I get this offer for 0% till 1/03, so I pay off the $12,000 and borrow $13,000. This happens all the time, I just got an offer for 3.9% APR from FirstBankcard, now mind you I was using about $5,500 at 8.9% APR, but they send me this offer at 3.9%, so I pay off the $5,500 and borrow $12,000 at 3.9%. That is exercising your credit. www.creditsense.com