hello every one. I just want to let all of you know that I applied and got approved for a secured HSBC (formerly Marine Midland) credit card. I am happy because they have branches all over NY and I think it is a sign that my credit is getting better. I also have cap one and providian.. Im gonna drop providian because they said that I was over my limit in may of 2000.. and thet because they hit me with annual fee and stated I should have know when I was gonna get charged the annual fee.. My reply was, how am I suppose to know the date of every cards fee... I closed my KMART card by capone and felt great.. have a great day... I also applied for a chase secured and will let everyone know how that works out.. they denied me a year ago. this time I sent them a letter stating that I have accounts in good standing with them and they in turn requested me to fax them a utility bill or bank statement. So I faxed them my chase checking account statement.. I will keep everyone posted.. have a nice day.. Mike
Mike, Funny you should write about HSBC (formally Marine Midland) because I have two HSBC accounts on my credit reports and I didn't recognize that name. I thought they were actual mistakes so I sent out a dispute saying "not mine." Well, now that I know they're Marine Midland accounts I remember what they're for. Congrats on getting approved. Linda
HSBC cards -- only in NY I'm pretty sure HSBC Bank USA only issues credit cards to New York state residents. The bank only has a dozen branches outside of NYS, eight of which are in Florida.
Hi Mike, Does they show your HSBC secured card as secured or unsecured in credit report? After how long you can transfer card to unsecured?
