Hello, My TU Score was 732 (just one paid charge off from 6+ years ago - Sears) up to 2 days ago. When my new Target Visa ($500 limit, charged $200 to it just to use it) started reporting my score dropped to 665! Nothing else changed. On equifax and experian I just lost 4 points! I just wanted to tell somebody this since it makes no sense whatsoever. Mark